Blog
Understanding Risk Tolerance as You Near Retirement
As you approach retirement, one of the most important conversations you can have with your financial advisor is about risk tolerance. Your willingness—and ability—to handle market ups and downs will directly affect how your money performs and how secure you’ll feel as...
The Difference Between Managing Investments and Managing Wealth
Managing investments and managing wealth are often treated as interchangeable concepts, but they serve very different purposes. While both play important roles in financial planning, they answer different questions and address different levels of complexity....
The Psychology of Money: How Emotions Impact Financial Decisions
Money isn’t just math—it’s mindset. Behind every investment choice, budget plan, or spending habit is a complex web of emotions, experiences, and beliefs. At MB Wealth Advisors, we’ve seen firsthand how the psychology of money can shape a person’s financial future—for...
Planning to Retire Early? What You Might Be Overlooking
Early retirement sounds like a dream—but it requires careful planning to avoid pitfalls that can derail your future. Whether you're aiming to retire in your 50s or even earlier, it's not just about having enough savings. It's about knowing what challenges lie ahead...
Setting Up a Trust vs. Naming Beneficiaries: What’s the Difference?
One of the most important financial decisions you’ll make is how your assets will be passed down. Should you set up a trust? Or is simply naming beneficiaries on your accounts enough? The answer depends on your goals, your estate’s complexity, and the type of legacy...
Why Complexity Increases Risk Without Proper Planning
Financial complexity is often a byproduct of success. Higher income, accumulated assets, multiple accounts, business interests, and evolving goals all add layers to a financial life. On the surface, complexity can feel like progress. The risk doesn’t come from...
Tax-Smart Strategies for Managing Retirement Income
Retirement isn’t just about how much you’ve saved—it’s also about how you withdraw those funds. A poorly timed distribution strategy can leave you with surprise tax bills and reduced income. At MB Wealth Advisors, we help retirees in North Carolina keep more of what...
How Rising Interest Rates Affect Your Long-Term Investment Strategy
Interest rates don’t just affect your mortgage or credit cards—they play a major role in your long-term investment performance. As rates rise, the ripple effect can impact stocks, bonds, real estate, and even your retirement income plan. At MB Wealth Advisors, we help...
Signs You’ve Outgrown Basic Financial Planning
Basic financial planning plays an important role early on. It helps establish discipline, encourages saving and investing, and provides structure when financial lives are relatively simple. For many people, this approach works well for years. Over time, however,...
Moving to North Carolina? Financial Steps to Take Before and After the Move
North Carolina has become a top destination for families, retirees, and professionals seeking affordability, natural beauty, and a high quality of life. But relocating to a new state comes with financial changes you might not expect. Whether you’re headed to...
