by Mike Black | Sep 16, 2025 | Estate Planning
College Planning Is About More Than Tuition When families think about saving for college, the focus is usually on minimizing student debt. But smart college planning does more than cover tuition—it’s a strategic move that protects your retirement savings, preserves...
by Mike Black | Sep 9, 2025 | Estate Planning
Don’t Let Bad Assumptions Shape Your Retirement Strategy Retirement planning is full of myths—some are outdated, others are just plain wrong. Believing them can lead to under-saving, poor investment choices, or running out of money too soon. The problem? Most people...
by Mike Black | Sep 2, 2025 | Estate Planning
Retirement Isn’t an Age—It’s a Number Many people think of retirement as something to plan for “later”—in their 50s or 60s. But waiting too long can cost you time, growth, and options. The truth is, the earlier you start, the easier it is to retire on your...
by Mike Black | Aug 26, 2025 | Estate Planning
Long-Term Care Is One of the Biggest Retirement Risks It’s not fun to think about, but the reality is clear: as we age, the chances of needing long-term care go up. Whether it’s home care, assisted living, or a nursing facility, the costs can be overwhelming—and...
by Mike Black | Aug 19, 2025 | Estate Planning
Not All Retirement Accounts Are Created Equal If you’re self-employed, changing jobs, or just trying to save more efficiently, it can be hard to know which retirement account is right for you. SEP IRAs, Roth IRAs, and Traditional IRAs each offer unique...
