by Mike Black | Aug 26, 2025 | Estate Planning
Long-Term Care Is One of the Biggest Retirement Risks It’s not fun to think about, but the reality is clear: as we age, the chances of needing long-term care go up. Whether it’s home care, assisted living, or a nursing facility, the costs can be overwhelming—and...
by Mike Black | Aug 19, 2025 | Estate Planning
Not All Retirement Accounts Are Created Equal If you’re self-employed, changing jobs, or just trying to save more efficiently, it can be hard to know which retirement account is right for you. SEP IRAs, Roth IRAs, and Traditional IRAs each offer unique...
by Mike Black | Aug 12, 2025 | Estate Planning
Life Insurance Is a Financial Strategy—Not Just a Safety Net Most people think of life insurance as something you buy “just in case.” But when used strategically, life insurance becomes a powerful financial planning tool that protects your income, builds long-term...
by Mike Black | Aug 5, 2025 | Estate Planning
Wealth Is Built by Planning for the Unexpected Most people focus on income, savings, and investments when thinking about building wealth. But real financial security doesn’t come from growth alone—it comes from protecting what you have. Risk management is the part of...
by Mike Black | Jul 29, 2025 | Estate Planning
Financial Planning Is Not One-Size-Fits-All Most people think financial planning is just about investing or saving for retirement. In reality, it’s a dynamic, lifelong strategy that touches every area of your financial life—cash flow, taxes, insurance, debt, college...
by Mike Black | Jul 23, 2025 | Estate Planning
One of the Most Overlooked Financial Decisions When you leave a job, one big question often gets ignored: what should you do with your 401(k)? It’s easy to let it sit untouched, but that might not be the best move. Rolling it over—or not—can have long-term effects on...
